Tired of being turned down for a mortgage because you don't fit the mold of a traditional borrower? Look no further than Mortgage Queen Florida LLC, the leading Florida mortgage company specializing in non-traditional loans. We understand not everyone fits within the rigid guidelines of conventional mortgages, and we are here to help. Keep reading to learn about the loan services we offer.
Services We Offer at Mortgage Queen Florida LLC
Non-Qualified Mortgage Loans: A Flexible Solution for Borrowers
We offer non-qualified mortgage loans that don't need to meet the eligibility criteria of the Consumer Financial Protection Bureau's Qualified Mortgage rule. Whether you're a first-time homebuyer, self-employed, or have a lower credit score, we can help you find the best non-QM loan that fits your needs.
Bank Statement Loans: Unlocking Opportunities for Self-Employed Borrowers
One of our most popular loan options is our bank statement mortgage loans. These loans are ideal for self-employed individuals or those with irregular income streams. Instead of relying solely on traditional income verification methods, we take into account your bank statements to determine your ability to repay the loan. This provides more flexibility and opens doors for borrowers who may not qualify otherwise.
Liquid Asset Loans: Tapping into Your Assets for Mortgage Financing
If you have a significant amount of liquid assets but don't have a traditional income source, our liquid asset mortgage loans may be the perfect fit for you. These loans use your liquid assets, such as stocks, bonds, or retirement accounts, as collateral for the mortgage. This allows us to consider the value of your assets as income, giving you the opportunity to secure a mortgage even without a regular paycheck.
Foreign National Loans: Realizing Homeownership for Non-U.S. Citizens
For foreign nationals looking to purchase property in Florida, our foreign national mortgage loans provide a pathway to homeownership. We understand the unique challenges faced by non-U.S. citizens, and our team of Florida mortgage specialists can guide you through the process and help secure the financing needed to make your dreams of owning a home in Florida a reality.
At Mortgage Queen Florida LLC, our comprehensive portfolio of non-QM loan options ensures we have the perfect fit for you. Don't let traditional lenders dictate your mortgage options. Contact us today to explore the possibilities and take the first step towards homeownership. Together, we can make your dreams a reality.